SoloSuit Guides You Through Target National Bank Collections

SoloSuit can help you successfully fight back against Target National Bank collections so you can become debt free again, and we’re here to tell you how. This article will walk you through the basics of Target National Bank collections, give you tips on what to do if Target National Bank collections contacts you, and, most importantly, show you how to win your case against them. If you’re interested in reading more about this topic, take a look at our page on fighting back against Target National Bank collections and take the next step toward becoming debt-free once again today!

Who is Target National Bank Collections?

Target National Bank collections is a subsidiary of the credit card company, Target. They have been in business for over 50 years and are one of the largest credit card companies in the United States. They are known for issuing first and second-chance credit cards to customers with poor or no credit history. The company is based out of Minneapolis, Minnesota, and provides credit cards that do not require a personal guarantor. 

However, they provide higher interest rates than most other credit card companies. Target National Bank has gone through many changes since its founding in 1966, when it was originally called Dayton’s Department Store Card Company.

What are your rights when dealing with debt collectors?

When you are contacted by a debt collector, the collector must inform you that they are attempting to collect a debt and that any information obtained will be used for that purpose. They also must give you your right to dispute the debt within 30 days of their initial contact with you. 

You also have the right to request validation of the debt, which means they have to send you written notice containing certain information about the amount and reason for the debt.

How to file an answer to a debt collection lawsuit?

The first step is to file an answer with the court. To do this, you will need to file a copy of your answer with the clerk’s office and then mail a copy to the debt collector or their lawyer. Your answer will tell them that you want them to appear in court on a certain date, which they must do if they want their case to proceed. If the defendant (a debt collection agency) does not respond or fails to show up for court when ordered to, the judge may enter a default judgment against them.

How to use the SoloSuit program to help you win your case?

We know that fighting back against a debt collection lawsuit can be daunting. If you are facing this situation, it is important to remember that you have rights, and there are steps you can take to get your case dismissed. The first step is to see if the creditor has violated the Fair Debt Collection Practices Act. This act states that collectors cannot call you before 8 am or after 9 pm, nor may they call you at work if your employer disapproves of the calls.


As you can see, it is possible to beat a lawsuit from Target National Bank collections. If you have any questions or concerns, don’t hesitate to contact SoloSuit. We’ll be happy to help in any way we can. Thank you for reading this blog post, and good luck!

James Morkel

Tech website author with a passion for all things technology. Expert in various tech domains, including software, gadgets, artificial intelligence, and emerging technologies. Dedicated to simplifying complex topics and providing informative and engaging content to readers. Stay updated with the latest tech trends and industry news through their insightful articles.

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