Just as a natural disaster like a hurricane can devastate your home, theft, and vandalism can cause you to lose valuable property. According to Louis Law Group, a Florida-based vandalism and theft insurance claim firm, the loss of your property can leave a sinking feeling in the pit of your stomach.
After theft and vandalism, the last thing you want to do is seek your compensation all by yourself. This is because your insurance company will not just give you what you deserve simply because you ask for it. To get compensated, you need the services of a vandalism and theft insurance claim lawyer.
Here’s what a lawyer would do for you if your property gets vandalized and you lose valuable possessions to theft.
- A Vandalism and Theft Insurance Claim Lawyer does the negotiations: Negotiating an insurance settlement after vandalism and theft is not a small task. A lot of work goes into this and can only be done by a professional and experienced lawyer. After vandalism and theft, taking on this time-consuming work might be the last thing you want to do, even if you’re knowledgeable about this. Handing over to an experienced lawyer would save you time and stress.
- A vandalism and theft insurance claim lawyer ensure your compensation is a true representation of the damage: One major complication of many vandalism and theft claims is getting the compensation that truly represents the damage. Sadly, insurance companies try to underplay the extent of the damage. This is why you need a lawyer that would present the damages just as they are and get you the compensation that is fit for such damage. If you sustained injuries in the process, your lawyer would not hesitate to consider the effect of the injuries in the present and look at their long-term impact when deciding on the settlement.
- Your lawyer will file a lawsuit if he has to: If it ever becomes necessary to file a lawsuit, your lawyer would not hesitate to do so. Once there is unwillingness on the part of the insurance company to give you what which you deserve, trust your lawyer to help you get your compensation by all means. This step often pushes the insurance company into offering a fair settlement, even before the case eventually goes to court.
- Your lawyer would prove the fault of the other party: One of the tactics of insurance companies is making it look like you are at fault when in fact, you are not. Your lawyer would not have any of this. They would use their expertise to sift through the evidence presented to determine the exact cause of your injuries and then build a strong argument in your defense. Some of the ways they could do this are:
- Confirming the extent of your injuries through medical reports.
- Examining the property and obtaining the information on the vandalism and theft.
- Obtaining witnesses’ statements.
- Your lawyer would let you know the law and regulations that apply to your claim: In a bid to reduce your claim, your insurance company would evade certain details of your claim. The only person that would be willing to explain the laws and regulations that apply to your claim would be your lawyer. This way, you can tell if the insurance company is doing the right thing and not trying to evade a fair settlement.
After a vandalism and theft, getting a lawyer that would help facilitate the process of your settlement and ensure you’re paid fair compensation is one of the best things you could do for yourself at that period. Contrary to what they make people believe, insurance companies look for ways to make your injuries and the damage done on the property appear less severe than they are; you should not give them a chance.
HOW MUCH IS A VANDALISM AND THEFT INSURANCE CLAIM WORTH?
The worth of a vandalism and theft insurance claim is dependent on some factors:
- The extent of the damage: The damage done on the property is crucial in determining the worth of a vandalism and theft insurance claim.
- The extent of injuries: If injuries were sustained, it would also be an important factor in determining the worth of your insurance claim.
- The time it would take to make a full recovery: Another determinant of the worth of your insurance claim would be the time it would take for you to recover fully.
- The future effects of such injuries: Some injuries sustained from theft and vandalism could be mild and clear off after a while. However, some could be life-threatening. When determining the worth of your insurance claim, your lawyer would put this into consideration.
As per this Lawyer Roll article, https://www.lawyerroll.com/should-you-hire-an-insurance-lawyer-for-property-damage-claims/, after a damage to your property, hiring a lawyer should be the first thing you consider.
