What Happens If Someone Sues You And You Have No Money

The fear of being sued by another party is one that keeps many people awake at night. However, some people don’t even have to worry about it because they don’t have any money to lose in the first place. If you’re reading this and wondering what happens if you get sued and you don’t have any money, then this article will be a great resource for you. Keep reading to learn more about what happens if someone sues you and you have no money!


You may think that if someone sues you and you have no money, that they will win by default. This is not always the case. In some cases, they will be awarded everything they are asking for. It all comes down to what the law says in your state and what type of lawsuit it is. 

There are a few different types of lawsuits: tort claims, civil lawsuits, and criminal complaints. Which one does the person suing you claim? What happens if someone sues you and you have no money? If the person suing you is claiming a civil lawsuit, then they can’t get anything unless there’s an agreement between both parties involved or a judge rules in their favor. However, with tort claims and criminal complaints, they can sue you even if there’s an agreement between both parties or judges rule against them.

The Process of Getting Sued

When someone sues you, the first thing that will happen is that they will file a complaint with the court. A summons will be sent to you for you to respond within 30 days. This response may be to answer or not to answer. If you do not answer, a default judgment can be entered against you, which would automatically mean you lose. If this happens, then it’s possible that a garnishment could happen from your paycheck and funds in bank accounts. It is important to know what happens when someone sues you so that you know how to avoid it in the future!

How to Respond If You’re Sued?

If someone decides to sue you and you have no money, it might be an option to file for bankruptcy. This is a legal process that clears away your debt and allows you to start fresh with a clean slate. This will stop the lawsuit in its tracks and make it so that the person suing you has no power over your life anymore. However, this is not an easy process, and there are many considerations before filing for bankruptcy. 

The first consideration is whether or not your assets are worth less than what’s owed on them. For example, if someone owes $10,000 on their house but the house is only worth $5,000 then filing for bankruptcy would be pointless because they’d still owe $5,000 after the bankruptcy was filed and cleared away their debts.


It is a daunting thought that someone could have a legitimate claim against you, and you would not be able to pay them back. The good news is that there are various ways to protect yourself from this risk. One way is by getting insurance for your business. Insurance policies are meant to provide coverage for unforeseen events such as lawsuits, injuries, and property damage. Another way to protect yourself from these risks is by having a written contract with the person who will supply materials or labor for your business.

James Morkel

Tech website author with a passion for all things technology. Expert in various tech domains, including software, gadgets, artificial intelligence, and emerging technologies. Dedicated to simplifying complex topics and providing informative and engaging content to readers. Stay updated with the latest tech trends and industry news through their insightful articles.

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